Downpayment for condo in Singapore commonly involves 25% minimal for financial institution loan purchases, with at least 5% in funds and 20% dollars/CPF; for initial housing bank loan, LTV up to seventy five%, Consumer’s Stamp Responsibility applies on tiered charges, Further Purchaser’s Stamp Duty may differ by profile; standard new start booking cost 5% funds, remainder of twenty% upon training inside of option time period, progressive payment by design stages; resale click here calls for Option Payment (one% cash) then work out (four% money) and harmony; lawful fees, valuation, house loan responsibility, and fireplace insurance policy increase to upfront expenses; relevant keywords contain condo downpayment, LTV boundaries, TDSR fifty five%, MSR not relevant to personal, CPF OA use restrictions, minimum amount money, ABSD remission for married couples, bank curiosity charges, lock-in, and pricing sensitivity by district.